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| diversity in the workplace, mature blowjob video , middle aged persons, population ageing, reprimanded, the great little box company, older men sex , older pics , mature older ladies , mother in law sex stories , experts, | It's hard public engagement campaign to escape the conclusion that the number of American workers likely to confront significant retirement challenges is increasing at an alarming rate. Increasing retirement needs, but less savings. Our experience working with employers tells us that there are many public engagement campaign retirees and workers who are well prepared for safe and secure retirements. This is particularly true public engagement campaign of the 20 million or so Americans who, in addition to Social Security, Medicare, and 401(k) and other individual retirement savings, are eligible for regular monthly lifetime benefits from employer-maintained defined benefits plans. Several parts of the retirement picture for American workers appear to be in good shape today: many Americans are able to choose to retire; there's much lower poverty among the elderly; 401(k) plans have become widespread and encourage employees to save; and workers with long-term employment in major companies and the public sector have typically accumulated significant retirement benefits. |
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| before the Committee on Education and the Workforce, U.S. House of Representatives. February 25, 2004 Mr. Chairman and Members of the Committee, thank you for this opportunity to meet with you to discuss one of the most important domestic policy issues confronting American workers and employers - strengthening pension security diversity in the workplace for all Americans. I am representing Mercer Human Resource diversity in the workplace Consulting, Inc. Are diversity in the workplace Workers Prepared for a Secure Retirement? While there are many retirees and workers who are well prepared for retirement, there are significant numbers of workers who will in all likelihood not have sufficient retirement savings - through Social Security, Medicare, employer-provided retirement programs, and individual savings - to meet their retirement needs. And, in our view, the trends are in the wrong direction - retirement needs are increasing, defined benefit plans are declining, individual savings are falling, and lump sum distributions are increasing. |
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