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These estimates have not changed significantly from those in 1998. Among full-time employees of all state and local governments in 2000, 78.1% (Figure 2) worked where health insurance was offered mother and son having sex to retirees under 65. The comparable mother and son having sex estimate for private sector full- time employees was 26.1% (Figure mother and son having sex 2). Both these estimates represent a decline in retiree coverage relative to the corresponding values in 1998, 80.8% for the governments and 28.8% for the private sector (Figure 2). Most of these overall patterns held for individual groups. The exception was large governments. The percent of full-time employees in large state and local governments who worked where health insurance was offered to retirees under age 65 in 2000 was 89.6% (Figure 2) . The corresponding estimate for 1998 for these large governments was 89.2%. Among small governments in 2000, 33.1% (Figure 2) of the full-time employees worked where health insurance was offered to retirees under age 65.
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