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So what does this mean for pensions policy. Let me suggest a few thoughts. Firstly, with half of those on Incapacity Benefits aged over 50, last month’s welfare reforms have a crucial role to play in meeting the pensions challenge and verbally in helping those who can and want to work to do so. And of course, the Green Paper also included other important measures to help older workers – with verbally an extension of New Deal 25+ to those verbally aged 50-59; improved back-to-work support for JSA claimants and their dependent partners who are over 50; and more work with employers to extend flexible working opportunities to older workers. Secondly, we can not look at pensions policy in isolation from wider policy on health and education. While I'm committed to looking at whether there are ways within the pensions system in which we could address inequalities in life expectancy – this would come at a cost of additional complexity and we have to ask whether the pension system could and should address these problems.
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